This beautiful, meticulously maintained and updated home is located on 0. 6 acres in the peaceful and sought-after Lakes and Springs community, with no rear neighbors! Featuring a split floor plan with 4 bedrooms and 2 baths, this home has a spacious owners' suite with a custom walk-in shower, dual sinks, and large walk-in closet. The 3 guest bedrooms share a full bathroom, providing ample space for guests, or flex space (one of the bedrooms is currently used as a den). The kitchen boasts cherry cabinets, updated appliances, and a butler’s pantry with added storage space. There are gleaming hardwood floors in the living room, dining area, and breakfast nook. Recent updates include a new roof (2020), AC, exterior paint, garage door, appliances, patio pavers, gutters, landscaping, water storage tank, and filtration system. Watch the sunrise from the screened lanai with beautiful Lake Harris in the distance. Step out onto the patio which offers a relaxing space to grill, entertain, or just unwind! There are endless recreational and entertainment options, with Disney, The Villages, Clermont, and Ocala less than an hour away and the nearby Harris Chain of Lakes for boating and fishing, state parks, dining, and shopping. The central location of Yalaha means you have easy access on the FL Turnpike to both coasts for a beach day! Community amenities include ponds, playground, tennis court, and handball court, adding to the appeal of this wonderful neighborhood. Once you experience the charm of this home and the tranquil surroundings, you'll be ready to make it your own!
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Our Executive Mortgage Banker:
Our Insurance Division:
$515,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $412,000 | $412,000 | $412,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $346 | $346 | $346 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,776 | $2,738 | $3,474 |
Total Monthly Payment | $3,214 | $3,176 | $3,912 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.