In the heart of Seminole, where quaint and cozy meet convenience; welcome to this 3-bed, 1-bath home that is full of endless charm. As you pull into the large circular driveway, you are greeted by the simple beauty of this meticulously maintained front yard and freshly updated landscaping. Beyond the front door, you will step into the large bonus space that is the center of the home; be sure to notice the vaulted ceilings and the inviting sunlight that shines throughout your common spaces. Extending to the right is your eat-in kitchen with all stainless steel appliances and no shortage of storage space with the modern white cabinetry. Back to the left; your oversized living room that also provides an ideal space for hosting and entertaining. Separate from the living spaces; as you head up the hall toward the back of the house, you will find your three bedrooms all complete with ceiling fans, and the newly updated bathroom. This 1, 100 sq/ft floorplan boasts spacious living areas and secluded bedrooms with no carpet and wood laminate flooring throughout. For added value; your indoor laundry room, all double-pane vinyl replacement windows, a long-lasting metal roof, and NO flood insurance required; this home sustained zero flooding or damage during the recent hurricanes. With patios off both the living room and kitchen, your fully-fenced backyard provides the unlimited potential of developing your own oasis, the available space to put in a pool, and a large storage shed.
Second to all this home presents on its own, is its location in the highly desirable Bardmoor neighborhood and central to all Seminole has to offer. You are only a 5-min. drive to Publix and Bardmoor Golf and Tennis Club, 7-min. to Starbucks, 10-min. to Seminole City Center, 15-min. to the award-winning beaches of Pinellas County, 15-min. to St. Pete Clearwater International Airport and a quick 25-min. to Tampa International Airport.
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Our Executive Mortgage Banker:
Our Insurance Division:
$330,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $264,000 | $264,000 | $264,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.404% | 7.133% | 6.236% |
Monthly Tax Payment | $297 | $297 | $297 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,756 | $1,755 | $2,226 |
Total Monthly Payment | $2,128 | $2,127 | $2,598 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.