Don’t miss out on this diverse, unique and cozy historical home featuring 3 Bedrooms and 2 Baths located inside the city limits, with NO HOA. New Metal Roof in 2020 and the attic is well insulated for energy efficiency. A/C recently serviced with new Fan Motor. External Tankless Hot Water Heater is only 3 years old. From the moment you walk in you will be amazed at the overall feel of openness with the 9’ ceilings. Once you step in the front entry you are greeted by a beautiful and private space which can be utilized as a Craft Room or small Office complete with French Doors. The craftsmanship and layout of the original 1925 Hard Wood flooring throughout the entire home is a skilled art rare to see these days. The large Family Room with Wood Burning Fireplace is also open to the large Dining Area. The Kitchen features a Farm Sink and Granite Countertops were added in 2021, along with new Stainless Samsung Appliances and additional cabintry. There is a large Butler’s Pantry complete with outlets for small appliances. If nostalgia from days gone by gives you a warm and fuzzy feeling, the antique Claw Foot Tub will leave you relaxing and yearning for more bath salts. Both bathrooms feature updated fixtures and the second bath provides a large walk-in shower. The Indoor Laundry area includes extra storage, along with a 2020 Washer & Dryer set to convey with the sale. You can park in the 1 Car Garage, the 1 Car Covered Carport or the Circular Driveway while you take a stroll to Lake Hollingsworth, Common Ground Park with Tennis & Racquet Ball Courts, and Publix @ Southgate shopping center. Your entertainment value is topped off with a short distance to the amenities of downtown Restaurants, Shopping and Activities, Cleveland Heights Golf and Country Club, Lakeland Country Club, & Florida Southern College. If you need access to Tampa or Orlando, the Polk Parkway is only 2 miles away. Let’s talk about the outdoor areas! This home is situated on a 0. 27 acre lot and the backyard is a gardening paradise! You have rear ally access to the home and the entire backyard is fenced with 2 full access gates, including 1 smaller gate for children or pets. The “grove” area of the backyard includes lots of trees including: Star Fruit, Avocado, Peach, Blood Orange, Key Lime, Papaya, & Mango. The mature landscaping is breathtaking with a Live Oak, an Orchid Tree, a Royal Poinsettia, and Palms. There is even a shaded gardening area for your green thumb to get to work. The charming pergola seating and fire pit area are perfect for outdoor entertaining. At the end of the day, you can relax and enjoy a beverage on the Florida Style Covered Back Porch! With a variance from the City of Lakeland, you could possibly build an additional small living space. Make your appointment today so you don’t miss out on your little slice of Heaven!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $375,200 | $375,200 | $375,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $239 | $239 | $239 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,528 | $2,494 | $3,164 |
Total Monthly Payment | $2,842 | $2,808 | $3,478 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.