This pristine three-bedroom unit has been exceptionally well cared for and exudes a pride in ownership. This is immediately evident from the well-manicured landscaping to the newer roof and freshly stained decks. Inside is a cozy and comfortable feel with a kitchen consisting of maple cabinets, graphite gray appliances and a breakfast bar. The living room is spacious with hardwood floors and enough space for a dining table if needed. The main living level also provides a beautiful full bath with laundry and a large main bedroom with double closets and a cathedral ceiling. The second level has two additional bedrooms both with substantial closet space. There is also a one car garage, central air conditioning, and a spacious and easily accessible storage area in the basement. Finally, this unit is set in a quiet residential neighborhood close to downtown Gloucester, Gloucester Harbor, beautiful beaches and Route 128
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Closet, Flooring - Wall to Wall Carpet | 10.0 x 13.0 | Second |
Bedroom 3 | Flooring - Wall to Wall Carpet | 10.0 x 13.0 | Second |
Kitchen | Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Breakfast Bar / Nook, Recessed Lighting | 12.0 x 15.0 | First |
Living Room | Flooring - Hardwood, Recessed Lighting | 11.0 x 18.0 | First |
Master Bedroom | Cathedral Ceiling(s), Ceiling Fan(s), Flooring - Wall to Wall Carpet, Closet - Double, Flooring - Concrete | 12.0 x 21.0 | First |
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William Raveis Real Estate
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Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $459,200 | $459,200 | $459,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,133 | $3,052 | $3,937 |
Total Monthly Payment | $3,225 | $3,144 | $4,029 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.