Discover the perfect blend of privacy, elegance, and comfort in this beautifully enhanced embankment ranch, nestled on a serene cul-de-sac. This 2300 sqft home is a gem and just moments away from the conveniences of East Lyme and the charm of downtown Niantic. Pristine wood floors add warmth and character on the main level. The lower level features new luxury vinyl flooring, a large family room with a bank of windows to let the sun shine in. An additional bedroom, 1/2 bath with laundry and easy access to the 2 car garage. In the kitchen enjoy new vinyl flooring, stunning quartz countertops, with a chic tile backsplash. Bask in abundant natural light streaming through brand new windows all adorned with dynamic window treatments. An open floor plan allows for formal dining off the living room and casual fare in the eat in kitchen. Extend your entertaining space with this charming 3 season sun porch. On the main level there are 3 bedrooms and 2 full bathrooms. The primary bedroom has an ensuite. The established yard features garden spaces with shrubs and perennials to enjoy. Whether you're gathering by the fireplace, enjoying the three-season sunroom, or exploring the local community, this home is a place where memories are waiting to be made. Your Laurel Hill Lifestyle Awaits.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $383,200 | $383,200 | $383,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $492 | $492 | $492 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,614 | $2,547 | $3,286 |
Total Monthly Payment | $3,181 | $3,114 | $3,853 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.