Welcome to Dunedin, the highly sought after coastal town rated number one in the Nation by Zillow and Southern Living Magazine for 2022! Don’t miss this rare opportunity to live in this 55+ community of Douglas Arms, sitting high and dry in a non evacuation zone, and conveniently located less than a mile from the vibrant heart of Downtown Dunedin. A short walk or golf cart ride away from local restaurants in the quaint town area and glorious sunsets over the water, any day of the week, this second story, corner unit is delightful, and affordable. Your home provides beautiful views of the trees outside and plenty of natural light. Both the kitchen and the living area are equipped with double hung, hurricane impact resistant windows ensuring peace of mind and energy efficiency. The bright and serene kitchen features a large pass-through to the dining room, making it perfect for entertaining guests. Entertain or relax in your amply sized living room, or step out to the fully enclosed sunroom to unwind after spending your day golfing, biking, lounging at the beach, or enjoying the heated community pool. With privacy and serenity in mind, the sleeping quarters are separated from the living spaces by a convenient pocket door. Your spacious primary bedroom has its own en-suite bathroom, as well as sliding glass doors to the sun room. The guest bedroom is equally sized and has an exterior door, providing convenience for visiting guests. Storage is abundant in your new condo, including a hall closet, linen closet, and generously sized closets in both bedrooms, plus extra storage space within the sun porch. As an added bonus, your building offers an elevator and newly installed laundry facilities on the first and second floors, adding to the convenience of this wonderful home. Your designated parking space is just steps away, with plenty of guest parking available for friends to visit. Socialize with your friends and neighbors on the shuffleboard courts or in the community clubhouse that is well equipped with exercise equipment, fireplace and kitchen. Nestled in the desirable town of Dunedin, you'll be minutes away from shopping, Honeymoon Beach, golfing, marinas, and the Pinellas Trail, a pedestrian walkway. Take advantage of other resources right nearby; community gardens, the Dunedin Fine Art Center, and local hospitals. Milestone inspection and requirements do not apply, and the land lease is included in the monthly condo fee!! Enjoy the downtown area, teeming with excellent restaurants and local breweries, and immerse yourself in the lively community events and activities. Don't miss this opportunity to live in a beautiful and active community, in the heart of one of Florida’s treasured locations! Make your appointment today. $1, 000 credit to buyer with any offer that is accepted by 12/1/2024.
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $111,200 | $111,200 | $111,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $145 | $145 | $145 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $759 | $739 | $953 |
Total Monthly Payment | $979 | $959 | $1,173 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.