Don't miss this absolutely adorable beach bungalow in a seaside Daytona Beach neighborhood. Situated a short walk from the soft sands and rolling ocean waves, this fabulous home brings your beach dreams to life. The beachy home features cute curb appeal and a fabulous floor plan offering 2 bedrooms and 1 bath. Here you'll enjoy serving up hearty meals after busy beach days in the galley style kitchen boasting silestone counters, and stainless steel appliances. Relax from your busy Florida lifestyle in the home's 2 bedrooms and 1 beautifully updated bathroom featuring a walk in shower, and new vanity. The home also boasts a screened in back patio, fenced yard and a 1 car garage to keep your car cool on hot days. Best of all, buyers will have peace of mind with a newer roof (2022), solar system that covers the electricity costs even in the summer, and easy care title flooring throughout. This is the beach life opportunity you've been searching for. Schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$307,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $245,600 | $245,600 | $245,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $197 | $197 | $197 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,675 | $1,632 | $2,071 |
Total Monthly Payment | $1,946 | $1,903 | $2,342 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.