Charming 3 bedroom Cape-style home located in a quiet neighborhood, offering the perfect blend of comfort and privacy. This home features beautiful wood floors throughout the main living areas & a spacious great room with soaring cathedral ceilings, exposed beams & deck access: perfect for entertaining or relaxing. The eat-in-kitchen boasts ceramic tile flooring, stainless steel appliances, a breakfast bar & plenty of space for casual dining. Each of the three bedrooms is cozy with wall-to-wall carpeting for added warmth. The master is front to back with lots of natural light & ample space. 2 full bathrooms ensure convenience for family & guests. Outside you will enjoy a serene1. 38-acre yard offering privacy & plenty of room for outdoor activities. There is an above ground pool for those hot summer days, half court basketball area & a fire pit for sharing outdoor nights with friends and family. A peaceful retreat close to amenities & 1 mile to Ellisville beach/park- truly a must see!
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Our Executive Mortgage Banker:
Our Insurance Division:
$610,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 508.335.8179
Michael.Cartier@raveis.com
NMLS Mortgage Loan Originator ID 1017266
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $488,000 | $488,000 | $488,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $516 | $516 | $516 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,329 | $3,243 | $4,115 |
Total Monthly Payment | $3,937 | $3,851 | $4,723 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.