Stunning colonial southern home in the heart of Largo. This 1, 800 sq ft 3 bedroom 2 bath is spacious with elegant 10' ceilings throughout. The inspiring 'Southern Cottage' design welcomes all with its charming 1, 100 sq ft wraparound porch perfect for enjoying your coffee, watching the sunset or entertaining. Add the oversized front door with sidelights, windowed roofline dormers and beautifully landscaped yard this property simply has amazing curb appeal. But the real showstopper is the saltwater pool and enclosure built in 2024 on the double lot that allows you to live the Florida lifestyle while also adding over 175K to the property value. Brick pavers surround the pool and spa all the way to the home, providing an oasis of relaxation. This concrete block stucco house has over 3, 400 sq ft of gross living space. Property is located in an X zone, never had wind or flood damage and sits 90' above sea level so you can rest easy knowing your investment is protected. Residence enjoys SINGLE LEVEL LIVING and has a fantastic open floor plan that is light and bright and even has a window in the kitchen! Luxury vinyl plank flooring throughout. Master bedroom has a large walk-in closet and a beautiful walk-in shower. The island kitchen features stainless steel appliances and all quartz countertops with an indoor laundry room right off the kitchen for convenience. There is parking in front of the house and behind the house with an oversize detached 2 car garage with a covered breezeway. Located in downtown Largo where you are within 15 minutes to some of the world's top rated beaches and well within 30 minutes of two international airports. Largo is centrally located and considered a changing area for young and old alike and offers a blend of coastal charm with beaches, parks, and vibrant community events. It's a great place to live with everything you require within reach. Great curb appeal. Great floor plan. Great outdoor space on a double lot with pool. Great neighborhood. Great build quality new in Nov, 2022. Enjoy NO HOA or CCD fees. Owners relocating. See video on attached link to download and see MATTERPORT LAYOUT here: https: //my. matterport. com/show/?m=q6M2rxVHvHm&mls=1
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $679,920 | $679,920 | $679,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.750% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.321% | 6.826% | 6.936% |
Monthly Tax Payment | $796 | $796 | $796 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,410 | $4,410 | $6,017 |
Total Monthly Payment | $5,298 | $5,298 | $6,905 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.