1220 5th STREET W, Palmetto, FL, 34221 | $409,120

Charming Craftsman in Historic West Palmetto - Where Old Florida Meets Coastal Living
- Welcome to your charming 1920 Craftsman home nestled in the heart of the Historic District of West Palmetto. This 3-bedroom, 2-bath home sits on an expansive 0. 35-acre corner lot, showcasing exquisite landscaping, water features, and lush greenery, including fruit trees, exotic vines, and palm varieties. A full re-claimed water irrigation system keeps the grounds vibrant year-round.
Your new home boasts a brick paver driveway and walkways, a spacious detached entertaining/storage space, a 30 AMP RV hookup, and dual side yard access. Step inside to find nearly 10-foot ceilings and rich Brazilian hardwood floors. The kitchen features granite countertops, a tiled backsplash, and recessed lighting. Modern upgrades include completely new electrical and plumbing systems, a UV light HVAC system with new ductwork installed in 2019.
The flexible layout includes a dining area that can double as a formal space or home office, and a versatile third bedroom with a laundry closet is a perfect flex space with room for a home office and guest bed. The primary suite offers a private ensuite bath, and the guest bathroom includes an updated vanity.
Additional highlights include a durable metal roof, with all fasteners replaced in 2017. The location is a short stroll from the waterfront, Regatta Marina, Sutton Park, the Public Library, and the charming downtown area of Palmetto, offering a variety of amenities and activities.
Experience the best of historic charm and modern living at this unique property in West Palmetto. This is more than a home; it is a lifestyle!

If you have been searching for AMAZING – here it is. If you have been waiting for the IDEAL OPPORTUNITY – it is now. If you have expectations of an EXCEPTIONAL LOCATION – Your search ends right here in Historic West Palmetto at 1220 5th Street W! - We may have just discovered your next home!

Features

  • Rooms: 11
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Closet
  • Style: Craftsman
  • Year Built: 1920
  • Garage: Boat, Driveway, RV Parking
  • Heating: Central, Electric
  • Cooling: Central Air, Wall/Window Unit(s)
  • Approx Sq. Feet: 1,306
  • Acreage: 0.34
  • Est. Taxes: $4,553
  • Lot Desc: Corner Lot, Flood Insurance Required, Historic District, Landscaped, Oversized Lot, Sidewalk
  • Elem. School: Palmetto Elementary-MN
  • Middle School: Buffalo Creek Middle
  • High School: Palmetto High
  • Appliances: Cooktop, Dishwasher, Disposal, Microwave
  • MLS#: TB8321043
  • Days on Market: 0 day
  • Website: https://www.raveis.com
    /prop/TB8321043/12205thstreetw_palmetto_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/14/2024 11:08:01 PM)
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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1220 5th STREET W, Palmetto, FL, 34221

$409,120

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $327,296 $327,296 $327,296
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.655% 7.146% 6.276%
Monthly Tax Payment $379 $379 $379
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,233 $2,175 $2,760
Total Monthly Payment $2,687 $2,629 $3,214

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.