Under contract-accepting backup offers. Welcome to this charming 2-bedroom, 2-bathroom villa in a desirable gated community with breathtaking lake views! With no interior damage after hurricane Helene and Milton, this home offers peace of mind and an abundance of updates, including a newer roof (2022), a 2018 A/C system with ultraviolet protection, and roll-down hurricane shutters on the west-facing rear. The open layout features cathedral ceilings, ceiling fans, and plenty of storage with two walk-in closets and additional linen closets. Recent upgrades include a new garage door and opener (2023), a brand-new washer and dryer (2024), a surge protector for the A/C (2022), an iWave air purifier (2021), and a whole-house surge protector (2022). The vibrant HOA community offers incredible amenities, including a neighborhood pool, tennis and pickleball courts, a fitness room, and a clubhouse with meeting rooms, a library, and even a kayak launch and storage. Your HOA fee covers water, sewer, trash, building insurance, Spectrum cable and internet, and yard maintenance. Located just a short drive from Anna Maria Island, Bradenton Beach, and Longboat Key, you’ll enjoy easy access to nature trails, parks, shopping, and dining. This villa is a true gem—move-in ready and equipped with everything you need for a comfortable, secure, and active Florida lifestyle!
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Our Executive Mortgage Banker:
Our Insurance Division:
$437,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $349,600 | $349,600 | $349,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $224 | $224 | $224 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,297 | $2,324 | $2,948 |
Total Monthly Payment | $2,596 | $2,623 | $3,247 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.