Discover easy living in this 2-bedroom, 2-bath manufactured home in the heart of Port Richey, FL, where you’ll own both the home and the land it sits on—something that’s not always common with similar properties. With no HOA fees, you have the freedom to enjoy your property on your own terms, offering a level of ownership flexibility that stands out in the market.
The open layout, vaulted ceilings, and ample storage in this double-wide manufactured home make it both practical and spacious. The fenced yard, complete with an adjacent lot and two gated driveways, gives you plenty of room for parking, hobbies, and outdoor activities.
Practical updates include a new A/C system from 2019 and a second septic tank added in 2024 for an RV hook-up, making this home adaptable to a variety of needs.
Located close to Werner-Boyce Salt Springs State Park and Lake Lisa Park, outdoor recreation is just minutes away. US Highway 19 keeps entertainment, shopping, dining, and daily needs conveniently within reach.
Enjoy all the benefits of true land ownership with no HOA restrictions—schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$149,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $119,200 | $119,200 | $119,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $19 | $19 | $19 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $803 | $792 | $1,005 |
Total Monthly Payment | $897 | $886 | $1,099 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.