This incredible 4 bedroom, 3 and 1/2 bathroom, tri-story, waterfront property embodies everything that is amazing about living on the Nature Coast. This home has stunning, unobstructed views for miles of the Gulf of Mexico and it's intercoastal waterways. Situated on a deep water canal with two private docks and an 8000 lb. boat lift, this is a boat lovers paradise. The beautiful landscaping and vibrant exterior are bound to lift your spirits. On the first floor, you'll find space for the living room, kitchen, 2 bedrooms, and a bathroom. The first floor of the home is in need of rehabilitation from Hurricane Helene and is being sold in AS-IS condition (SEE PHOTOS FOR CURRENT CONDITION). The second and third floor can be accessed by the stairs OR your own personal elevator! On the second floor lies the master bedroom with an ensuite of beautiful views of the bayou and there is also a Florida room with large windows for sunshine and a third bathroom. On the 3rd floor is the 4th bedroom and 1/2 bath which would also make an incredible office or observation room. As you make your way to the backyard, you'll love the screened in porch, Spanish tile, and a storage area perfect for keeping your toys out of the elements. The fenced in backyard adds additional security for your pets and family!
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Our Executive Mortgage Banker:
Our Insurance Division:
$500,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $400,000 | $400,000 | $400,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $275 | $275 | $275 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,695 | $2,659 | $3,373 |
Total Monthly Payment | $3,062 | $3,026 | $3,740 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.