Schedule your showing for this spacious 3 bedroom, 2 bathroom home with over 1700 square feet, located on a corner lot in 55+ community Spruce Creek South! This property has a hurricane storm door leading into the house with laminate wood flooring throughout the living area and kitchen, which comes with all necessary appliances. Master bedroom comes with carpet, walk-in closet and walk-in shower in a private bathroom area. Carpet is in the other 2 bedrooms in the house that share a hall bathroom as well as linen closets next to the bedrooms. Towards the back of the house, there is an extra living area that can be used for multi purpose that leads directly to the back door of the screened back porch. The permitter of the property has rain gutters all around as well, irrigation system is installed on the property and chain linked fenced cover the entire back yard area. Garage access can be found on the side garage door and from the screened front 2 car garage entrance. Septic was pumped October 2024, roof replaced and electrical breaker replaced in 2022. Gated Community with security has plenty of amenities such as pool area, tennis courts, golf course, clubhouse and more.
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Our Executive Mortgage Banker:
Our Insurance Division:
$276,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $221,520 | $221,520 | $221,520 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $163 | $163 | $163 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,511 | $1,472 | $1,868 |
Total Monthly Payment | $1,749 | $1,710 | $2,106 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.