Ready for a new home just in time for the holidays? Let me introduce you to 10 Beech Street. As you drive up to this home, you'll note it sits high up on the hill. Pull up the paved driveway and into the 24x36, two car detached garage. Don't want to have to clear snow off your car before heading out this winter? No need! From the covered front porch, enjoy a cup of cocoa or coffee while taking in the view. Add twinkling lights and enjoy the outdoor space day or night. Drop your coat and kick your boots off in the mud room. . . then come on in. Welcome to the spacious kitchen. Whether you enjoy cooking your family a home cooked meal, baking cookies or entertaining friends; the first floor with its separate dining area, cozy living room and 1/2 bath is a great space to do all the above. Upstairs is another bathroom, 2 bedrooms, the primary bedroom and a walk-in closet space near the attic stairs. Both the first floor and second floor feature hardwood floors. Take the stairs up one more level to the unfinished attic space, perfect for storing special items you want to access easily and keep dry. Take the interior stairs down to the basement and you'll find additional storage space, laundry and a 3/4 bath. Come spring, you'll be excited to find a fenced in space on the side of the home, perfect for pets or gardening and a fenced in backyard space for entertaining and for the kids to enjoy.
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Our Executive Mortgage Banker:
Our Insurance Division:
$279,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $223,200 | $223,200 | $223,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $443 | $443 | $443 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,504 | $1,483 | $1,882 |
Total Monthly Payment | $2,022 | $2,001 | $2,400 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.