This stately Colonial is situated on a quiet street in the heart of Edgewood. The beautiful bluestone walkway and front stairs, mahogany front door, and Ballard Design lanterns greet you upon arrival. Step inside and be immediately wowed by the Schoenbeck crystal light in the foyer. Sophisticated design elements including oak and walnut inlay floors, bluestone caps over window wells, Ballard lighting fixtures, and more can be found throughout the home. The kitchen is an entertainer's dream with Viking range and hood, quartz counters, onyx tile, elegant lighting fixtures, and birch cabinetry. Spend winter months in the large living room, staying warm by the black slate fireplace hearth. The first floor half bath was recently renovated. The fine woodwork and details continue as you ascend the broad staircase to the second floor. There you will find 3 generously sized bedrooms, with 1 currently used as sitting room/dressing room with built-in cabinetry. Pamper yourself in the tastefully updated 2nd floor full bathroom. In the warmer months, enjoy the backyard oasis. A 3 season screen room with bluestone floor and antique jeweled stained glass windows overlooks the manicured lawn with 9-zone irrigation system, bluestone walkway and patio, custom designed gardening shed, 4 pergolas, and the cedar fence that surrounds the yard. A stone's throw from Pawtuxet Village, Narragansett Bay, Roger Williams Park, and top tier universities and hospitals, this location can't be beat!
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Our Executive Mortgage Banker:
Our Insurance Division:
$585,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $468,000 | $468,000 | $468,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $472 | $472 | $472 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,153 | $3,110 | $3,947 |
Total Monthly Payment | $3,717 | $3,674 | $4,511 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.