This 3 bedroom, 2 bath, 2 car garage home in the desirable Summer Lakes community will not disappoint! When you step inside you will be greeted with volume ceilings throughout the main living area and a highly desirable bedroom split plan for added privacy. The spacious floor plan is naturally bright and comfortable with vaulted ceilings, architectural plant shelves. The kitchen has an eat-in breakfast area with bay windows, a pantry, granite tile countertops, and a new stainless-steel refrigerator. The owner's suite has a spacious ensuite bathroom with a tiled shower, high ceilings, and new carpet. New energy-efficient impact resistant windows throughout, new impact resistant front door, new tile flooring in all main living areas and renovated bathrooms, newer carpet in the bedrooms, all new baseboards and framing around bedroom windows. Both guest bedroom windows have had UV protection window film professionally installed. The home also has an alarm system with window sensors, a ring doorbell and the roof was replaced in 2012. The shopping, entertainment, and beauty of downtown New Port Richey and Sims Park are less than four miles away. Historic downtown Tarpon Springs and the Sponge Docks are less than nine miles to the south. The Veterans/Suncoast Parkway (toll) is 11 miles to the east offering convenient access to Tampa and the area airports. Area GULF BEACHES are approximately a 30-minute drive. All measurements are estimated & should be verified by Buyer.
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Our Executive Mortgage Banker:
Our Insurance Division:
$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $107 | $107 | $107 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,886 | $1,861 | $2,361 |
Total Monthly Payment | $2,068 | $2,043 | $2,543 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.