This lovely house is ideally situated in a peaceful Plantation area, flanked by Pine Island Rd and Nob Hill Rd. Just 2 minutes from the 595, it offers great commute convenience. upstairs Den could be used as a open bedroom or it could be converted easily to enclosed 3rd bedroom. Brand new electrical box and kitchen appliances. Brand new washer and dryer. The home's charm is boosted by the second-floor balcony and large back patio, both with calming lake views and privacy from the absence of opposite neighbors. New roof with warranty which HOA is responsible for. HOA plans to repaint the exterior of the. buildings in January. 20% equity ownership required by HOA for approval. Please read HOA rules. inspection and appraisal reports available from AUG 2024. LISTED BELOW MARKET VALUE!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $338,000 | $338,000 | $338,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $530 | $530 | $530 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,306 | $2,246 | $2,850 |
Total Monthly Payment | $2,911 | $2,851 | $3,455 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.