This charming Cape Cod home truly has it all: a fantastic location on a quiet side street, a level lot, and a meticulously maintained interior! The spacious kitchen boasts ample cabinetry, a tile backsplash, decorative beadboard accents, and a dining area. Adjacent to the kitchen is a cozy living room with a wood-burning fireplace, a beautiful bow window, and hardwood floors. The first floor also offers two generously sized bedrooms—larger than typical for a Cape—and one could easily serve as a home office. A full bathroom completes this level. Upstairs, you'll find two sizable bedrooms with hardwood floors and custom built-in drawers. The primary bedroom includes two closets for added convenience. A second full bath completes the upper level. The finished portion of the basement offers a comfortable family room with durable vinyl flooring. Additional highlights include a roof replaced within the last 15 years, updated furnace and insulation within the last 10, and an irrigation system
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Ceiling Fan(s), Closet/Cabinets - Custom Built, Flooring - Hardwood | 14.6 x 11.9 | Second |
Bedroom 3 | Flooring - Hardwood, Window(s) - Bay/Bow/Box | 11.0 x 14.8 | First |
Bedroom 4 | Ceiling Fan(s), Flooring - Hardwood | 8.8 x 12.3 | First |
Dining Room | Flooring - Stone/Ceramic Tile | 11.5 x 6.8 | First |
Kitchen | Ceiling Fan(s), Flooring - Stone/Ceramic Tile, Stainless Steel Appliances, Wainscoting | 11.5 x 23.8 | First |
Living Room | Flooring - Hardwood, Window(s) - Bay/Bow/Box | 12.3 x 14.7 | First |
Master Bedroom | Closet/Cabinets - Custom Built, Flooring - Hardwood | 15.5 x 13.2 | Second |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,920 | $479,920 | $479,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $574 | $574 | $574 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,274 | $3,190 | $4,047 |
Total Monthly Payment | $3,940 | $3,856 | $4,713 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.