PRIME TIP LOT IN PUNTA GORDA ISLES! This single-owner 3 bedroom, 2 bath, 2-car garage waterfront pool home is a true gem with quick sailboat access to Charlotte Harbor leading to the Gulf of Mexico via Buckley’s Pass. This meticulously maintained cul-de-sac home boasts 173 ft of waterfrontage, large deep turning basin, concrete dock with electric and gorgeous intersecting canal views. Step inside through the stainless double door entry and be greeted by an open floor plan bathed in neutral tones. The living room features a pocket slider that opens up to the lanai, seamlessly blending indoor and outdoor living. The formal dining room, complete with a charming bay window, is perfect for hosting dinner parties. The recently updated kitchen is a chef's delight featuring granite countertops, new appliances (except the dishwasher), a large breakfast bar, and a movable center island. Enjoy casual meals in the cozy dining area overlooking the pool. Retreat to the generous primary suite, which offers a private slider to the lanai, walk-in closet, and private bath with dual sinks, garden tub, and walk-in shower. The split floor plan ensures privacy for guests, with two nicely sized bedrooms, each with walk-in closets, and a remodeled bath featuring dual sinks and a walk-in shower. The third bedroom even has direct access to the pool! The outdoor entertaining area is a true highlight, featuring a covered lanai and a screened free-form fiberglass pool, perfect for soaking up the Florida sun and enjoying amazing sunsets. Recent updates include brand new roof, a/c unit new in 2022, new ceiling fans, lighting fixtures, attic insulation, and fresh carpet in the living room. The tropical landscaping, walkway to the dock, and side-facing 2-car garage add to the home's appeal. Additional features include an irrigation system, an interior laundry room with sink, storage space and newer washer/dryer, and included items like a large screen TV, foyer mirror, and two cabinets in the garage. Nestled in a vibrant golf and boating community, you're just minutes away from St. Andrews South Golf Club, the Yacht Club, Fishermen's Village, and the historic downtown area of Punta Gorda. Enjoy world-class fishing, boating, fine dining, and beautiful parks, with easy access to the SWFL gulf beaches. Whether you're looking for a snowbird retreat or a permanent home, this fabulous property is ready for you. Schedule your private showing today!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $671,200 | $671,200 | $671,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.545% | 6.748% | 6.932% |
Monthly Tax Payment | $407 | $407 | $407 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,353 | $4,298 | $5,940 |
Total Monthly Payment | $4,852 | $4,797 | $6,439 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.