3681 Gardenia DRIVE, Indian Lake Estates, FL, 33855 | $299,000

Come view one of the most charming homes in Indian Lake Estates that is just brimming with personality! This home is being offered fully furnished including dishes and linens! This would make a great second home or investment rental! The floor plan provides 2 bedrooms and 2 full baths, nice-size living room, galley-style kitchen and eating area. There is also a 29x10 enclosed screened patio off of the living area that creates a great space to entertain family and friends! The master bedroom is a very nice size and has a full ensuite that has been tastefully updated. Other upgrades to this home include a new roof, a new septic system and new A/C. Just bring your clothes and enjoy!***** When you are not enjoying this beautiful home, Lake Walk In Water is just a 5-minute drive away where you can enjoy boating and fishing and magnificent sunsets while sitting on the longest freshwater pier in Florida! Located about 20 miles east of Lake Wales, the community surrounds the 7, 500 acre lake locally known as Lake Walk In Water, considered to be one of the best fishing lakes in Florida. The community has a beach, boat ramp, boat marina and pavilion. The pavilion comes complete with propane grills and covered picnic tables. Amenities include an 18 and 9-hole golf course, basketball and tennis courts, playground, 23, 000 sq. ft. clubhouse, cafe, post office, churches, library, fitness room and pro shop. If you love nature and the peace and quiet of the country, you're in luck, deer, raccoon, turkey, turtles, eagles, cranes and various other species of birds abound! Orlando and Disney is about an hour's drive north and Tampa, Busch Gardens and the Gulf's pristine beaches a little over an hour west. Historic Bok Tower, a National Landmark, is in nearby Lake Wales and the Westgate River Ranch Resort and Rodeo is just six miles away, an authentic Florida dude ranch and full-service resort offering guests the opportunity to experience "Old Florida. " Come on out and view this exceptional home and see how great life can be at Indian Lake Estates! Polk County's Best Kept Secret!

Features

  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 100 x 218
  • Laundry: In Garage
  • Style: Ranch
  • Year Built: 1977
  • Garage: 1-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,188
  • Acreage: 0.5
  • Lot Size: 100 x 218
  • Est. Taxes: $2,156
  • HOA Fee: $376 Annually
  • View: Trees/Woods
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Microwave, Range, Refrigerator, Washer
  • MLS#: T3520455
  • Days on Market: 180 days
  • Website: https://www.raveis.com
    /prop/T3520455/3681gardeniadrive_indianlakeestates_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/15/2024 4:14:14 AM)
Listing courtesy of SIGNATURE REALTY ASSOCIATES   Phone: 813-689-3115

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3681 Gardenia DRIVE, Indian Lake Estates, FL, 33855

$299,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $239,200 $239,200 $239,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.655% 7.146% 6.276%
Monthly Tax Payment $180 $180 $180
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,632 $1,590 $2,017
Total Monthly Payment $1,887 $1,845 $2,272

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.