Check out this three-bedroom, one-and-a-half bathroom home in Palm Harbor that is situated on a LARGE CORNER LOT with room to CREATE THE HOME OF YOUR DREAMS! The LOWEST PRICED HOME in a neighborhood with DIRECT GULF ACCESS, and NO HOA. The home features a nice layout with an open floor plan and an open kitchen. There is crown molding throughout and ceiling fans to keep the home cool on warm Florida days. The living and dining combo creates an ideal space for entertaining. Step outside to the patio, perfect for grilling and enjoying the Florida weather. The home’s corner lot provides plenty of space, with ample room for a pool to create your own backyard oasis. For convenience, there is covered carport parking with easy access to the home. The location is unbeatable, nestled between the historic Tarpon Springs Sponge Docks and vibrant Downtown Palm Harbor, both known for their fantastic food and boutique shopping. You’re also just minutes from Wall Springs Park, a local favorite for nature walks and scenic views, as well as Gulf beaches, shopping centers, and entertainment. This property offers an exceptional opportunity to live in one of the most sought-after areas of Palm Harbor in a home you can make your own. With a little vision, some TLC, and attention to some flooding concerns, this home could be transformed into your perfect Florida retreat.
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Our Executive Mortgage Banker:
Our Insurance Division:
$299,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,920 | $239,920 | $239,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.404% | 7.133% | 6.236% |
Monthly Tax Payment | $63 | $63 | $63 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,596 | $1,595 | $2,023 |
Total Monthly Payment | $1,734 | $1,733 | $2,161 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.