Experience unparalleled waterfront living in one of Indian Shores' premier condominium communities—Golden Shores Condos. This exquisite TURNKEY FULLY FURNISHED 2-bedroom, 2-bathroom unit, spanning 1, 320 square feet, promises an enviable Florida lifestyle with breathtaking views of the Intracoastal Waterway. Immerse yourself in tranquility and luxury, as this residence stands out among the most sought-after waterfront condos along the beach. Indulge in the allure of the recently renovated kitchen, boasting modern amenities including a stackable washer & dryer and a spacious layout designed to bring families and friends together. The expansive great room seamlessly connects to the kitchen, creating a welcoming hub for entertainment and relaxation. Revel in the meticulous craftsmanship displayed throughout, from the contemporary kitchen to the newly refurbished living/dining area. Step onto your private open-air south facing balcony, offering a picturesque panorama of the pool and Intracoastal Waterway. Bask in the cool waterfront breezes and morning sunrises while enjoying a space that serves as your personal retreat without leaving the comforts of home. This condo's well-thought-out floor plan ranks among the largest and most expansive for a 2-bedroom unit along the beach, ensuring ample space for your lifestyle. The split-bedroom plan enhances privacy for both family and guests, with generously sized bedrooms featuring their own baths and abundant storage. The primary bedroom, a true suite retreat, overlooks the pool and waterfront, complemented by a spacious walk-in closet and a private bath. Golden Shores Condos doesn't just offer an exquisite residence but a lifestyle enriched by amenities, with many residents living full-time at the property. Take advantage of 20 newly renovated boat slips, a large heated pool and spa, a fishing pier, secured entry, picnic area, recreation room, and an on-site property manager. The low monthly HOA fee covers water, sewer, trash, basic cable, internet, escrow reserves, heated pool and spa maintenance, roof upkeep, master insurance, exterior maintenance, and the coveted boat slips on a first-come, first-serve basis. Embrace the pet-friendly atmosphere with a one-month rental minimum, attracting both full-time owners and second-home residents. Unit comes assigned with 2 parking spots. Positioned across the street from the pristine Gulf of Mexico and within walking distance to shops, restaurants, and evening activities, this condo epitomizes the perfect blend of lifestyle, luxury, and location. Seize the opportunity to make this coastal haven your own! Bedroom Closet Type: Walk-in Closet (Primary Bedroom).
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,920 | $479,920 | $479,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $516 | $516 | $516 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,274 | $3,190 | $4,047 |
Total Monthly Payment | $3,882 | $3,798 | $4,655 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.