Location, location, location! If you've been dreaming of a blend of historic charm and modern convenience, this lovely two-story home located just blocks from the heart of Uptown Kingston could be the perfect match! With its inviting layout and convenient location, it offers the ideal setting for a variety of lifestyles. The moment you step through the front door, you're welcomed by abundant natural light and refinished hardwood floors that flow throughout the home. The high ceilings and open staircase give the first floor an airy, spacious feel, creating an immediate sense of warmth and openness. The main floor layout blends the living room, dining area, and kitchen into a seamless space, making it ideal for hosting guests or enjoying quiet family dinners. The kitchen is a true centerpiece with its classic wood cabinets, a convenient island, and a charming three-bay window that lets in even more sunlight. French doors open from the kitchen to an open deck, perfect for a morning coffee, or simply relaxing. As you make your way to the second floor, you'll find a spacious full bath and two well-sized bedrooms, one of which includes a walk-in closet. A hidden gem of this home is its finished attic space, offering ample storage and a flexible area for any additional needs you may have. Whether you envision it as a cozy reading nook, a workspace, or just extra room for storage, this versatile attic space adds to the home's appeal. Schedule a visit today and experience the convenience of this Uptown gem firsthand! Interior & exterior has been freshly painted throughout along with the hardwood floors being refinished.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,920 | $359,920 | $359,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $368 | $368 | $368 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,425 | $2,392 | $3,035 |
Total Monthly Payment | $2,868 | $2,835 | $3,478 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.