BONUS: Recieve a $2, 550 concession towards your closing costs when you use our preferred lender. Welcome to 63 Park Place Circle in Palm Coast, FL! This charming home, built in 2019 by Seagate Homes, boasts concrete block and stucco construction, ensuring durability and timeless appeal. Featuring 2 bedrooms plus a generously sized den, this residence offers a versatile layout suitable for various lifestyles. The spacious open concept design is highlighted by vaulted ceilings, creating an airy ambiance throughout. Enjoy the Glassed-in All Season Room with tile flooring, perfect for relaxing or entertaining year-round. Outside, the property delights with concrete landscape curbing, a brick paver patio, and a serene, tastefully landscaped backyard, providing a tranquil retreat. Nestled towards the end of a cul-de-sac, this home offers peace and privacy in a quaint 55+ gated community with low HOA fees & underground utilities. Residents benefit from exterior lawn/shrub maintenance provided, along with access to a heated community swimming pool, cabana, shuffleboard, bocce ball, horse shoes, corn hole & summer kitchen, Spectrum internet & cable; all conveniently located in the heart of Palm Coast. Don't miss the opportunity to make this inviting property your own slice of paradise!
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Our Executive Mortgage Banker:
Our Insurance Division:
$425,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $304 | $304 | $304 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,262 | $2,260 | $2,915 |
Total Monthly Payment | $2,641 | $2,639 | $3,294 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.