WATERFRONT HOME W/80 FT OF SEAWALL, METAL ROOF, IMPACT WINDOWS, EXCELLENT VIEW & QUICK BOATING ACCESS - This updated, 2, 200 sq ft home had water damage from recent hurricanes. Quickly remediated to prevent further damage, the interior had ~2’ of drywall removed throughout due to several inches of water intrusion. The interior has a spacious layout w/great room, open concept gourmet kitchen & adjacent dining area. The kitchen boasts a large center island, built-in double ovens & commercial grade, 36 cubic ft Frigidaire refrigerator/freezer plus a custom tile backsplash w/inlaid mural painting. The kitchen also has a large walk-in pantry w/built-in wine storage. Hook-ups for a 2nd dishwasher & water filtration system exist where cabinetry was removed along the wall of the kitchen. Other architectural features include tile flooring throughout, impact windows, and custom windows treatments (mix of plantation shutters & roll-down shades). The master suite boasts a mini-split A/C for creating the perfect temperature plus an en-suite bath that will soon be updated (scheduled prior to hurricanes & ready to be installed/updated). Two guest bedrooms share an updated guest bath w/glass-enclosed shower. Almost every room in the home opens to the Florida room & offers a canal view. Florida room opens to a brick paver patio w/retractable awning. The Zinga's remote-controlled, retractable awning boasts two-tone, built-in lighting plus a wind sensor that will cause the awning to self-retract when high winds are detected. Relax out here overlooking your private dock. Keep your boat docked in your backyard at the NEW extended 10x30ft concrete dock. Set off on your latest adventure -reaching open water in under 15 minutes. Start enjoying some of the best fishing & boating SW Florida has to offer. Other amenities include an oversized 2-car garage, circular paver driveway & full hurricane protection w/mix of impact windows, roll-down shutters, panels & shutters. Lots of updates: NEW A/C (2024), NEW hot water heater (2024), Great location: walking distance to Isles Yacht Club, Fishermen's Village, Visual Arts Center & close to numerous parks, historic downtown Punta Gorda w/restaurants & shopping. Schedule an appointment today! Home is being sold as is.
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$539,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $431,200 | $431,200 | $431,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $397 | $397 | $397 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,978 | $2,905 | $3,668 |
Total Monthly Payment | $3,467 | $3,394 | $4,157 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.