BEAUTIFULLY REMODELED 2 Bedroom, 2 full Bathroom *FURNISHED* condo in desirable CHARLEVOI, a 55+ community in the heart of downtown Punta Gorda. Take the elevator to this TOP FLOOR (3rd floor) condo that offers great views of downtown and Charlotte Harbor. This unit has an open assigned parking space (#326). There is also a deeded covered parking space (L2). This is NOT included in the sale, however the buyer would have right of first refusal to purchase this covered space at $20, 000. This light and bright unit has an open and split bedroom floor plan and beautiful design features throughout. There is a Great Room with Dining area, alcove with built in desk, closet and sliding glass doors to the Lanai. The well appointed Kitchen is larger than other units at Charlevoi and offers wood cabinets, granite counters, tile backsplash, double sink, breakfast bar. Great cabinet and counter space. Conveniently there is an area with a stacked washer and dryer in the back of the Kitchen. Appliances include a refrigerator, built in microwave, cooktop and dishwasher. The Kitchen opens to the Great Room which is perfect for entertaining. The spacious Master Bedroom suite has a walk in closet plus additional closet and private bathroom with walk in shower. The generous sized second bedroom has a queen sized Murphy bed and private bathroom with tub/shower combination. Continue through the Great Room to the 19x6 Lanai with tile flooring, a storage closet, acrylic windows and fabulous WATER VIEW. Other features include a view of the pool and shuffleboard court from the front door, diagonal lay tile in the foyer, kitchen and dining area, laminate in the living room area and carpet in both bedrooms. Utilities are city water and sewer. **ALL NEW APPLIANCES 2023. . . . . A/C 9 years old. . . . . Hot water heater 4 years old. . . . . NEW countertops 5 years old. . . . . NEW ROOF 2024** Charlevoi is a wonderful community with social events, heated community pool, shuffleboard, fitness room, library room, workshop room. You can walk to the Charlotte Harbor Event Center, shopping, dining, medical care, waterfront parks, weekend farmers markets which are within a couple of blocks from this building. Downtown offers walking and biking paths, boat ramps, fishing piers and events throughout the year. This is a lovely move in ready unit in a wonderful community!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $215,920 | $215,920 | $215,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $58 | $58 | $58 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,491 | $1,455 | $1,837 |
Total Monthly Payment | $1,624 | $1,588 | $1,970 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.