Nestled on a picturesque 19-acre lot along a town-maintained road, this charming 3-bedroom, 2-bath home offers the perfect blend of country living & modern amenities. With ample space for gardening, farm animals, & endless outdoor adventures, this property is a nature lover's paradise! As you step inside, you'll be greeted by the warmth of a spacious living room where a stunning brick fireplace serves as the heart of the home. The hardwood flooring flows seamlessly into the cozy den/office. The crown jewel of this home is the newer custom kitchen, featuring solid wood cabinetry & elegant granite countertops—ideal for entertaining! The 4-season sunroom is a versatile space that could easily serve as a 1st-floor bedroom. Convenience is key with a modern half bath located on the main level. Venture upstairs to discover the primary bedroom, complete with a generous walk-in closet, alongside two additional bedrooms & a full bath. The freshly painted subfloor on the 2nd floor is ready for your personal touch—choose the flooring that best reflects your style! Enjoy peace of mind with recent upgrades, including a metal roof, replacement windows, & a new front porch. Plus, with direct access to the VAST Snowmobile Trail, outdoor enthusiasts will relish the winter wonderland right outside their door. There’s also a stand-by generator! Whether you’re looking to create your own homestead or simply bask in the tranquility of country living, this property has it all.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $262 | $262 | $262 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,560 | $2,526 | $3,205 |
Total Monthly Payment | $2,897 | $2,863 | $3,542 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.