Welcome home! This stunning, meticulously maintained 3-bedroom, 2-bath home with an office, is located in the desired Mosaic community in the heart of Daytona Beach! Perfectly situated on a waterfront lot and a short walk or bike ride from the community amenities, or a short drive from shopping, restaurants, golf, and entertainment. The entry greets you with tile floors that run throughout the living areas of the home and an abundance of natural light. Endless updates throughout, including professionally installed custom molding in the Great Room and Master Suite, trey ceilings, remote blinds, professional landscape, and gutters around the home. The office offers pocket doors and can be used as a flex room or additional bedroom. The Great Room is open to the Kitchen and features beautiful waterfront views. The kitchen is spacious and features an oversized breakfast bar, raised panel cabinetry with lots of storage, stainless-steel appliances, Quartz countertops, stunning glass tile backsplash and an oversized kitchen nook. The Master Suite features dual vanities, walk-in shower, raised panel cabinetry, and a large walk-in closet. Split bedroom floorplan. The screened-in lanai is the perfect place to unwind and relax at the end of the day. Whether you're enjoying a quiet evening with a good book or watching the sunset, it's your own little slide of serenity. As an added bonus, enjoy the Mosaic community lifestyle! This includes Club Mosaic, State of-the-Art Fitness Center, two pools, Bandshell, Kid's playground, and fund on Lake Mosaic and the Boardwalk. A must see! All measurements and information deemed to be accurate but cannot be guaranteed, buyers and realtors are advised to verify.
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Our Executive Mortgage Banker:
Our Insurance Division:
$609,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $487,200 | $487,200 | $487,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.404% | 7.133% | 6.236% |
Monthly Tax Payment | $496 | $496 | $496 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,241 | $3,238 | $4,109 |
Total Monthly Payment | $3,829 | $3,826 | $4,697 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.