One or more photo(s) has been virtually staged. Experience serene living in this 2014-DR Horton built home with captivating pond and conservation views and access to Lake Smart. Located in the peaceful community of Lake Smart Estates, just minutes from the famous Chain of Lakes, this spacious 4-bedroom, 2. 5-bathroom home is perfect for those seeking comfort and style.
The heart of the home is the upgraded kitchen, which features granite countertops, a breakfast bar, stainless steel appliances, 42” cabinets, and a stylish modern backsplash. The open layout flows into the family room, where sliding glass doors lead to a covered patio and a fenced backyard overlooking a tranquil pond—ideal for relaxing, fishing, or entertaining.
The first-floor master suite offers privacy and convenience, complete with a walk-in closet and a luxurious en-suite bathroom featuring dual vanities, a garden tub, and a walk-in shower. Upstairs, you’ll find a bright bonus room, perfect as a play area, media room, or office, along with three additional bedrooms and a second full bathroom with an extended vanity.
The community of Lake Smart Estates enhances your lifestyle with a resort-style pool, a scenic boardwalk and gazebo, and a fishing pier. Conveniently located less than 5 miles from Downtown Winter Haven, this home offers quick access to Hwy 27 for dining, shopping, and commuting. Enjoy proximity to theme parks and both the East and West Coast beaches.
This home combines modern upgrades, scenic surroundings, and a prime location. Schedule your showing today to make this incredible property yours!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $263,200 | $263,200 | $263,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $474 | $474 | $474 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,795 | $1,749 | $2,257 |
Total Monthly Payment | $2,344 | $2,298 | $2,806 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.