Welcome to 15 Carriage Lane! Spacious 4 bedroom, 2. 5 bath home on a mostly flat 1. 6 acres lot. As you walk in the front entranceway, you are greeted with a formal dining room to the left and a spacious living room to the right and a large eat-in kitchen facing the back yard. Off the kitchen is a quaint sitting area with the pellet stove. Looking for another bonus room - look no further. The room above the garage is finished - great area to have a pool table, craft room, toy room; the possibilities are endless. It gets better, there's a screened-in porch on the back of the home where you can relax, enjoy your morning coffee, and take in peacefulness of nature. Upstairs are 4 generous-sized bedrooms. The primary suite has a 3/4 bath attached. The remaining three bedrooms share the main full bath. This home also boasts a 3-car garage. There is plenty of room for storage in the unfinished basement. In the front of the home, there was nice hardscaping done in 2020 to include a fire pit and seating wall. This is the perfect place to call home.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $552,000 | $552,000 | $552,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $787 | $787 | $787 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,719 | $3,669 | $4,655 |
Total Monthly Payment | $4,598 | $4,548 | $5,534 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.