Welcome to the crème de le crème of townhouse living in the beautiful Cottages at Winding Creek. This 3 bedroom 2 ½ bath corner unit has everything you need to live a luxurious Florida lifestyle. The 1594 sq ft open concept floor plan provides natural lighting throughout, illuminating the gorgeous porcelain tile flooring and crown molding. An entertainer's delight with a large breakfast bar, quartz countertops, 42' maple cabinets, and custom glass backsplash. Offering peace, serenity and privacy with captivating views from the lanai of the conservation area, welcoming nature's splendor. Additional conveniences include washer/dryer in a large pantry, downstairs ½ powder bath, and a 1 car garage. The bedrooms are spacious and will accommodate your favorite interior designs. Additionally, the closets are equally spacious, and the owner's suite provides the comfort and convenience of a large soaking tub, stand-alone shower and double vanity.
*****SEE ADDITIONAL MARKETING***** Year-round enjoyment is just a few steps from your door with the sparkling community pool and captivating topography. Located in the heart of St. Johns county A+ school system, just minutes to shopping, beaches, local eateries and historic downtown St. Augustine. The Cottages at Winding Creek is a peaceful gated community, well maintained, and tucked away from the hustle and bustle, and a place you will be proud to come home to!
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Our Executive Mortgage Banker:
Our Insurance Division:
$2,400
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $1,920 | $1,920 | $1,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $13 | $13 | $16 |
Total Monthly Payment | $88 | $88 | $91 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.