225 E Roslyn Street, Islip (Islip Terrace), NY, 11752 | $625,000

Welcome to this charming 5-bedroom ranch style home, offering a perfect blend of comfort, convenience and spacious living. Ideal for those who appreciate single level living. The primary bedroom with its own private Florida room offers a blend of indoor and outdoor living. With walls of windows that bring the outdoors in, this sun-soaked space is ideal for relaxing, reading, or entertaining guests. The open concept living and dining areas create a welcoming flow throughout the home. With a laundry room on the main level, making laundry day a breeze without the need to go up or down the stairs. At the heart of the living room, this charming wood-burning fireplace serves as a cozy focal point, creating a warm and inviting atmosphere. Step down into the fully finished basement with a full bathroom and sliders to the outside, a true extension of the home that offers endless possibilities for entertainment, and storage with a brand-new gas furnace. Step outside effortlessly from the main level onto your own private expansive deck, offering seamless access to fresh air and outdoor living. Here you can enjoy a peaceful morning coffee or simply unwinding after a long day. Enter your very own private retreat, where the landscaping adds beauty and character, and the serene koi pond takes center stage, offering a tranquil oasis making this backyard a true sanctuary. This spacious 2-car detached garage constructed with durability in mind provides ample room for both parking and storage, offering the perfect space for vehicles, tools and outdoor gear. Schedule your appointment today and see for yourself why this property is the perfect place to call home. , Additional information: Interior Features: Lr/Dr, Separate Hotwater Heater: 1

Features

  • Town: Islip
  • Amenities: Park
  • Rooms: 10
  • Bedrooms: 5
  • Baths: 2 full
  • Style: Exp Ranch
  • Year Built: 1960
  • Heating: Natural Gas, Baseboard, Forced Air, Hot Water
  • Cooling: Central Air
  • Basement: Finished, Full, Walk-Out Access
  • Approx Sq. Feet: 2,508
  • Est. Taxes: $14,067
  • Lot Desc: Near Public Transit, Near School, Near Shops, Level, Sprinklers In Front
  • Elem. School: Connetquot Elementary School
  • Middle School: East Islip Middle School
  • High School: East Islip High School
  • School District: East Islip
  • Appliances: Gas Water Heater, Dishwasher, Dryer, Microwave, Refrigerator, Washer
  • MLS#: 3591299
  • Days on Market: 18 days
  • Website: https://www.raveis.com
    /prop/3591299/225eroslynstreet_islip_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Touchdown Homes Inc   Phone: 631-650-6550

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

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Robert.Reade@raveis.com

Our Insurance Division:

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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

225 E Roslyn Street, Islip (Islip Terrace), NY, 11752

$625,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $500,000 $500,000 $500,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 7.125% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.474% 7.282% 6.412
Monthly Tax Payment $1,172 $1,172 $1,172
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,453 $3,369 $4,253
Total Monthly Payment $4,717 $4,633 $5,517

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.