Welcome to this beautifully crafted, newer construction block home, completed in December 2023! This 3-bedroom, 2-bathroom residence with a 1-car garage is situated in a no-flood zone, offering peace of mind as it was unaffected by recent storms. Inside, you'll find an open floor plan with inviting living, dining, and kitchen spaces, perfect for gatherings. The eat-in kitchen is a chef's delight, featuring a spacious island with bar seating, 42" upper cabinets with crown molding, stainless steel appliances, granite countertops, a walk-in pantry, and an oversized sink with a convenient built-in glass rinser. The split floor plan provides privacy, with the primary bedroom at the back of the home, complete with a walk-in closet, a coat closet, and a luxurious ensuite bathroom boasting double vanities and a glass shower enclosure.
Durable laminate wood-look flooring runs throughout the living areas, while plush carpet enhances the bedrooms. The spacious laundry room is equipped with side-by-side washer and dryer and extra storage space. Step outside through sliding glass doors to enjoy a covered patio overlooking a vinyl-fenced yard, complete with a custom gazebo—ideal for outdoor entertaining. Located just a short drive from local shopping, dining, beaches, and downtown St. Petersburg, this home blends modern comfort with prime convenience. Don’t miss this gem!
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Our Executive Mortgage Banker:
Our Insurance Division:
$589,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $471,920 | $471,920 | $471,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $182 | $182 | $182 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,100 | $3,137 | $3,980 |
Total Monthly Payment | $3,374 | $3,411 | $4,254 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.