Discover your serene retreat nestled atop a scenic perch, offering privacy and tranquility. This spacious home has four generously sized bedrooms and the open floor plan welcomes natural light, flowing seamlessly from room to room. The gas fireplace creates the perfect setting for cozy evenings. You will love the first-floor laundry room making everyday chores a breeze. Step outside to your personal oasis, featuring a sparkling pool with a poolside bar, ideal for summer gatherings. Enjoy maintenance-free living with a Rinnai on-demand hot water tank, durable metal roof, and composite decking that looks great year-round with minimal upkeep. And, as an added bonus, relax and unwind in your private hot tub, completing the perfect picture of peaceful living. This property is designed for both comfort and style—an idyllic escape from the everyday hustle.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.404% | 7.133% | 6.236% |
Monthly Tax Payment | $682 | $682 | $682 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,661 | $2,658 | $3,373 |
Total Monthly Payment | $3,418 | $3,415 | $4,130 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.