Golf course and water views await it's new owner in this well priced Palm floor plan in Spruce Creek South, a 55 and better community is just minutes to The Villages and has golf cart access to shopping, restaurants, and so much more. This 2/2 Palm boast easy to maintain vinyl siding, simple landscape, and a sliding garage screen door. As you enter the home, you are greeted with tile floors in the foyer, dinning room, and wet areas, while the living room and bedrooms offer cozy carpeting. The guest bedroom has ample space for guests. The kitchen offers convenience and function with a breakfast bar and plenty of counter space. The nice sized primary bedroom, has a sliding glass door with direct access to the lanai, and it's very on en-suite with walk in shower. The glass enclosed, heated and cooled family room gives privacy, while taking advantage of the water and golf course views. Don't forget the open patio in back, which is great for grilling out. The roof was re-shingled in 2008 and water heater was replaced in 2022. This home can also be available furnished. Don't miss this one, make your appointment today!
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $231,920 | $231,920 | $231,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $113 | $113 | $113 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,562 | $1,541 | $1,956 |
Total Monthly Payment | $1,750 | $1,729 | $2,144 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.