Welcome to this awesome 3-bedroom/2-bathroom/2-car garage home, perfectly nestled on a high and dry corner lot in in the sought after community of Ponce Inlet. Located on a peaceful cul-de-sac, this well-maintained concrete block home offers a perfect blend of comfort, convenience, and Florida coastal living. Steps to the pristine “no drive” sugar sand beach! New roof installed in 2023 and freshly painted exterior in 2024. Step inside to discover a light & bright open concept floor plan, highlighted by tile flooring throughout the living area. The cozy wood-burning fireplace creates a warm focal point for the living space and decorative archways add a touch of elegance. The kitchen is fully equipped and features a convenient breakfast bar plus a spacious dining area for entertaining guests. The spacious primary en suite bedroom boasts a walk-in closet, vanity/dressing area and a separate room with a tub/shower combination and water closet. Both guest bedrooms are spacious and each have sizable closets. Enjoy your morning coffee while you watch beautiful sunrises from the inviting front patio area with wrought iron gate entryway to the covered vestibule entrance of the home. The extensive back patio with privacy wall encompasses the entire rear and side of the home and is perfect for outdoor gatherings, BBQ’s or simply relaxing in the sun. There’s also a decorative wrought-iron gate to enter this area from the front yard. No HOA! Furnishings included if buyer desires. Hear the sounds of the surf and smell the salt air! Walk or bike to waterfront restaurants (with entertainment), the historic Ponce Inlet Lighthouse & Jetty Park, Marine Science Center, pickleball courts, charter fishing, marinas, parks with nature trails, fishing pier, dog park/beach and much more!! Enjoy Florida coastal living at it's finest!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$599,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,920 | $479,920 | $479,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,274 | $3,190 | $4,115 |
Total Monthly Payment | $3,366 | $3,282 | $4,207 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.