Charming 3-Bedroom, 2-Bath Canal Front Home – No Flood Zone!Looking to live on a canal without the worry of being in a flood zone? This beautifully updated 3-bedroom, 2-bathroom home offers that and so much more! Located just steps from a serene park, this property combines the tranquility of canal-side living with the convenience of nearby green space. Step inside to discover a home that’s been maintained, with key updates including a new roof, water heater, and HVAC system – ensuring peace of mind for years to come. The spacious, open floor plan flows effortlessly, making it perfect for both everyday living and entertaining. A large, covered porch awaits outside, providing the ideal spot to relax and enjoy your morning coffee while taking in the calming views of the canal. The partially fenced backyard is equally inviting, with a double gate offering easy access and added functionality, making it a perfect space for pets, a garden, or outdoor activities. Additional features include a 1-car garage with extra storage space, offering plenty of room for tools, equipment, or seasonal items. Don’t miss the opportunity to make this charming home your own – a perfect blend of peaceful waterfront living and modern comforts!
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Our Executive Mortgage Banker:
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$420,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $336,000 | $336,000 | $336,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $630 | $630 | $630 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,292 | $2,233 | $2,834 |
Total Monthly Payment | $2,997 | $2,938 | $3,539 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.