Located in the village of Mystic, this charming home offers a tranquil retreat on a quiet side street. The front porch provides a warm and inviting entrance to the home, creating a perfect spot to relax and enjoy the surroundings. The interior of the home boasts a cozy ambiance, enhanced by a gas stove and bright windows that flood the living room, dining room, and kitchen on the first floor space with natural light. Additionally, the convenience of a half bathroom and laundry room on the first floor adds to the practicality of the home. The second floor of the home features three bedrooms and a full bathroom, providing ample living space. With its well-appointed layout, this home offers both comfort and functionality for everyday living. Outside, a private backyard with a deck offers a serene space for outdoor activities, with the added bonus of a garage/barn that provides extra storage on the second floor. This feature adds versatility to the property, allowing for potential uses beyond traditional storage, such as a workshop or recreational space. The location of this home is one of its most appealing features, a desirable combination of tranquility and convenience, allowing residents to enjoy a peaceful setting while still being within reach of local amenities, restaurants, shops and attractions. Overall, this quaint home is a delightful blend of charm, comfort, & practicality presents an opportunity for anyone seeking a peaceful and welcoming place to call home. This hone is being sold As-Is.
Type | Level |
---|---|
Bedroom 1 | Upper |
Bedroom 2 | Upper |
Dining Room | Main |
Living Room | Main |
Primary Bedroom | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $384,000 | $384,000 | $384,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $370 | $370 | $370 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,620 | $2,552 | $3,293 |
Total Monthly Payment | $3,065 | $2,997 | $3,738 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.