Nestled in the gated Oxford Estates community on a premium cul de sac lot, this immaculate home is the perfect blend of luxury, comfort and functionality. The decorative double entry door with waterfall glass insets, energy-efficient windows, tankless gas water heater and solar panels with battery reserve (fully charged provides a full 8-10 hours of back up power) add style and sustainability. Inside the open layout features Mohawk LVP flooring, smooth finish walls painted with high quality Benjamin Moore paint, 5'' baseboards, and 8' craftsman-style solid core doors with custom casing. Tray ceilings with cedar wood beams elevate the living room, while the foyer boasts a tongue-and-groove ceiling for a refined touch. The gourmet kitchen is a chef's dream, with a 10' granite island, stainless steel appliances that include a gas cooktop, double convection ovens and custom fit Bosch refrigerator. Custom cabinetry with decorative glass fronts, tile backsplash, quartz counters and a walk-in pantry with glass inset door make for a stunning, functional space. The primary suite includes a tray ceiling and luxurious ensuite bath with wood-look herringbone pattern tile, frameless shower with floor to ceiling tile, separate garden tub, and dual vanities, complemented by a large walk-in closet. Additional highlights include a flex room (perfect for a formal living room, home office or potential 4th bedroom), alarm system, water softener loop, and a convenient drop zone between the garage and laundry area. Enjoy serene preserve views from the paver accented lanai, pre-piped (gas) for a summer kitchen. Located within walking distance of the community pool, playground, and dog park, and close to recreational activity fields, state parks, local shopping, dining, and top-rated St Johns County schools, this home offers a seamless blend of convenience and elegance with no CDD fees and a low HOA.
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Our Executive Mortgage Banker:
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$665,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $532,000 | $532,000 | $532,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $499 | $499 | $499 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,629 | $3,536 | $4,561 |
Total Monthly Payment | $4,220 | $4,127 | $5,152 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.