A rare find! Charming and light-filled four bedroom and two full bath Cape Cod style home at the foot of Mount Beacon. Beautiful sunrises from your front door and sunsets from the screened porch. Enter property through cobblestone driveway and front path, surrounded by boxwoods, rhododendron, stone walls and a beautifully manicured lawn. Lovely and bright living room with built-in book shelves and fireplace, leading to dining room with corner built in hutch and original wood paneled wainscoting. Gorgeous newly refinished hardwood floors on first floor. Kitchen with plenty of cabinets, newer dishwasher and refrigerator, with door to back porch and garden. Two bedrooms on first floor, one leading to screened porch - enjoy those summer nights dining al fresco, or relaxing with a good book! Updated first floor full bathroom with pedestal sink, soaking tub, subway tile surround, and glass doors. Second floor primary bedroom, with two closets, additional bedroom, full bathroom, and attic for storage. Four zone heat, energy efficient natural gas combination boiler and water heater, central air conditioning on first floor, and ductless air on second floor. Walk-out basement with laundry area, separate recreation room and plenty of closets to stay organized. Newer wood windows throughout, whole house generator and one car garage. Back yard with evergreens, provide the perfect amount of privacy and greenery all year long. Steps to Mount Beacon’s hiking trails yet close to Beacon’s Main Street, DIA: Beacon and the Hudson River!
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Our Executive Mortgage Banker:
Our Insurance Division:
$625,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $500,000 | $500,000 | $500,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $582 | $582 | $582 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,369 | $3,323 | $4,217 |
Total Monthly Payment | $4,043 | $3,997 | $4,891 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.