41 Patterson Village Court, #A, Patterson, NY, 12563 | $250,000

Move-in ready, well maintained, ground level, two bedroom condo with full bath - low common charges in sought after Patterson Village. Nice floor plan from large living/dining room to open kitchen and two private and spacious bedrooms. Primary suite has a large walk-in-closet - Freshly painted and featuring laminate flooring throughout, updated AC units and microwave. Located in a beautiful, quiet, park-like setting with picnic tables, BBQ area, pool, playground, basketball courts and scenic babbling brook. Property has been recently landscaped and is meticulously cared for all year long. Great commuter location, close to all transportation and highways - 3 minutes to Metro North train station. Convenient to shopping, restaurants, schools and outdoor recreation with plenty of parking available - trash and water are included in the low common charges. This is a fantastic opportunity to own instead of renting! Low taxes are shown without STAR rebate for those who qualify.

Features

  • Parking: Assigned, Parking Lot
  • Heating: Baseboard
  • Cooling: Wall/Window Unit(s)
  • Levels: 2
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 1 full
  • Laundry: In Hall
  • Year Built: 1976
  • Common Charge: $320 Monthly
  • Approx Sq. Feet: 945
  • Acreage: 0.01
  • Est. Taxes: $4,661
  • Elem. School: Matthew Paterson Elementary School
  • Middle School: George Fischer Middle School
  • High School: Carmel High School
  • School District: Carmel
  • Pet Policy: Size Limit
  • Appliances: Dishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
  • MLS#: H800375
  • Days on Market: 32 days
  • Buyer Broker Compensation: 2.00%
  • Website: https://www.raveis.com
    /raveis/H800375/41pattersonvillagecourt_patterson_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Hope MazzolaLicensed Associate Real Estate Broker

914.714.0090

HopeMazzola@Gmail.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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Vincent DiMellaVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 24240

914.494.1459

Vincent.DiMella@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Jennifer HartInsurance Sales Director, William Raveis Insurance

978.457.6220

Jennifer.Hart@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

41 Patterson Village Court, #A, Patterson, NY, 12563

$250,000

Hope Mazzola

Licensed Associate Real Estate Broker

William Raveis Real Estate

Phone: 914.714.0090

HopeMazzola@Gmail.com

Vincent DiMella

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.494.1459

Vincent.DiMella@raveis.com

NMLS Mortgage Loan Originator ID 24240

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $200,000 $200,000 $200,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 7.125% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.474% 7.282% 6.412
Monthly Tax Payment $388 $388 $388
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,381 $1,347 $1,701
Total Monthly Payment $1,844 $1,810 $2,164

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.