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40 Collins Road, Eldred, NY, 12732 | $125,000
Opportunities abound at 40 Collins Road, a mobile home located on 3. 60 acres with a two-car garage and a pond. The mobile home is a spacious three bedroom with 1, 150sf but being from 1975, it needs a full renovation. Whether you plan to renovate the existing mobile home or start from scratch, the spacious lot with a pond and woods is a great canvas to work with. There is a beautiful clearing (about half an acre) where the house and garage sit, offering ample yard space for relaxation or gardening. Farther back in the lot lies the pond, the perfect spot for fishing and watching wildlife. The rest of the property is wooded and can be used for hunting and recreation. Eldred is a lovely place to live, work, and relax. Local hot spots include Peck’s Market, Corner Pizza, The Corner Shops, Irene’s Eldred Diner, and Shrewd Fox Brewery. Nearby Highland Lake is a 198-acre motorboat lake which is home to the wildly popular Sand Beach. This property offers tons of potential, come see it today!
Features
- Rooms: 6
- Bedrooms: 3
- Baths: 1 full
- Laundry: In Kitchen
- Style: Ranch
- Year Built: 1975
- Garage: 2-car
- Heating: Ducts
- Cooling: None
- Approx Sq. Feet: 1,150
- Acreage: 3.6
- Est. Taxes: $3,600
- Lot Desc: Part Wooded, Waterfront
- Water Front: Yes
- Elem. School: George Ross Mackenzie Elem Sch
- Middle School: Eldred Junior-Senior High School
- High School: Eldred Junior-Senior High School
- School District: Eldred
- Appliances: Dishwasher, Oven, Refrigerator
- MLS#: H800242
- Days on Market: 6 days
- Website: https://www.raveis.com
/prop/H800242/40collinsroad_eldred_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
40 Collins Road, Eldred, NY, 12732
$125,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $100,000 | $100,000 | $100,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
| Monthly Tax Payment | $300 | $300 | $300 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $674 | $665 | $843 |
| Total Monthly Payment | $1,049 | $1,040 | $1,218 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535