Welcome to this spacious bi-level home, nestled on a quiet street in one of Bardonia's most desirable neighborhoods. This charming residence is being introduced to the market for the very first time and has been lovingly maintained in its original condition, allowing you to move in and envision your remodeling plans over time. Filled with natural light from an abundance of windows, the living room features impressive cathedral ceilings that create an inviting atmosphere. With 4 bedrooms and 3 full bathrooms, this home offers generous living space, including hardwood floors throughout the upper level. The large eat-in kitchen boasts sliders that lead to a private deck, perfect for outdoor entertaining. Set on a picturesque 1-acre property, you'll enjoy a sprawling lawn and a tree-lined property line that enhances the serene, park-like setting. The lower level includes the 4th bedroom with a walk-in closet, a cozy family room, a laundry room, and an additional full bathroom. Plus, the spacious 2-car garage provides ample storage for your vehicles and belongings. All of this is conveniently located within close proximity to Bardonia Elementary School and Clarkstown South High School. Don't miss your chance to make this lovely home your own! Appliances: Gas Oven BuildingAreaSource: Public Records, ConstructionDescription: Wood Siding, Flooring: Laminate, FoundationDetails: Slab, InteriorFeatures: His and Hers Closets, Storage, LaundryFeatures: Gas Dryer Hookup, Laundry Room,
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$680,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $544,000 | $544,000 | $544,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $1,259 | $1,259 | $1,259 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,711 | $3,616 | $4,664 |
Total Monthly Payment | $5,062 | $4,967 | $6,015 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.