Available for the first time in many years, this wonderful, oversized, east-facing one -bedroom unit is waiting for its new owner and touch! You will be immediately struck by the light, open views, and amount of space upon entering the apartment. The unit has an expansive living/dining area - with plenty of room for comfort and entertaining. The updated walk-in kitchen has great cabinet / counter space, and the tiled bathroom is comfortable. The primary bedroom with its east exposure is large enough to accommodate a king-sized bed, and other furniture. And with exceptional closet space throughout, no problem with storage! Recently painted, and with updated HVACs in all rooms, nothing left to do but move in!
The St. Mark is a full-service cooperative with a 24-hour door and a live- in superintendent. IT is a well-run coop with no underlying mortgage and low maintenance. Amenities include a children's playroom on the 21st floor, storage available for rent (short wait list), bike storage, a laundry room, and a parking garage with key access from building. Access to the 6 train at Astor Place one block south and access to the 4/5/6/N/R/Q/W and L lines five blocks north. Maximum 75% financing. This co-op allows gifting however co-purchasing and pieds-a-terre are not permitted. Pets are welcome. Flexible sublet policy after two years of residency. Monthly assessment of $109 for capital improvements through November 2025 which brings the total monthly maintenance to $1, 208 - which is incredibly rare for this size apartment. Installation of a W/D is not permitted.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $712,000 | $712,000 | $712,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,043 | $4,442 | $5,960 |
Total Monthly Payment | $4,135 | $4,534 | $6,052 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.