***SELLER WILL PAY BUYER UP TO $5, 000 TOWARD CLOSING COSTS OR RATE BUY DOWN WITH ACCEPTED OFFER*** Come see this beautiful better-than-new home in the desired community of Cross Creek. This move-in ready home sits on a premium (fully fenced) lot with water views. If you enjoy entertaining or are looking for a quiet oasis, this home provides both! The open floor plan lets in a generous amount of natural light, wood plank tile in all common areas, and our favorite feature, the extended outdoor living space! The upgraded and extended screened/pavered lanai provides a peaceful ambiance for you to enjoy the quiet mornings and serene sunsets. The hot tub will be STAYING, along with the resort-style loungers and the wall-mounted TV. Before you walk into the home, you're greeted by the tasteful landscape with a paver landscape edge. As you enter, you'll feel how spacious the 3-way split home is, as there is no wasted square footage. All bedrooms are VERY generous in size. The Primary bedroom overlooks the backyard with a water view and has 2 separate walk-in closets. The en suite bathroom has separate sinks with quartz countertops and a large walk-in shower. All light fixtures have been updated throughout the home, and ceiling fans installed in all bedrooms and living room. The two additional bathrooms also have quartz countertops. The kitchen overlooks both the living and dining rooms. The kitchen features quartz countertops, island with kitchen sink and additonal seating. Stainless steel appliances, plenty of cabinet space for storage, and a pantry closet. The 3-car garage is spacious enough for all your toys and features an EV plug (Tesla charger to be removed before closing and will be replaced with an EV plug).
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Our Executive Mortgage Banker:
Our Insurance Division:
$480,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $384,000 | $384,000 | $384,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.508% | 7.171% | 6.392% |
Monthly Tax Payment | $600 | $600 | $600 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,620 | $2,552 | $3,266 |
Total Monthly Payment | $3,295 | $3,227 | $3,941 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.