Welcome to the Shipwright's Cottage in East Quogue, where charm and modern convenience blend seamlessly in this two-bedroom, one-bath home. Built in 1932, this inviting property offers a cozy yet spacious environment for anyone looking to enjoy a slice of Hamptons paradise. Located South of the highway, this home is part of a rare, quiet, and bike-friendly neighborhood. Imagine starting your mornings with a leisurely stroll to the vibrant yet quaint town of East Quogue, alive with year-round shops, tantalizing restaurants, farm stands, and a bustling calendar of community events. Move inside to discover an interior that exudes warmth. The open layout ensures a delightful flow from room to room, accentuated by soft, neutral tones and rich wooden flooring and thoughtful accents. Plenty of natural light pours through large, elegantly trimmed windows, creating a bright, inviting ambiance with each window framing views of the lush greenery. Beyond the walls, your private yard offers a fenced yard, making it a safe haven for pets and a lovely space for gatherings or quiet reflection. A detached garage, full of potential, stands ready to transform into your dream studio or a charming party barn. For the green thumbs, a large garden shed with a potting area and raised vegetable beds is waiting for you to cultivate your passion for plants. The location is anchored by historic homes lining the surrounding streets, with easy access to train services and 27 East to help you sidestep the Hamptons traffic. Boating enthusiasts will relish the proximity to two established area marinas and the East Quogue marine park, providing effortless access to water recreation. With projects like the historic Hampton Shipyard and The Hills Luxury Golf Course, the area promises excitement and potential growth. This property isn't just a home; it's a lifestyle. , Additional information: Appearance: Excellent, Separate Hotwater Heater: 1
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William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $679,200 | $679,200 | $679,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.844% | 6.597% | 6.158% |
Monthly Tax Payment | $456 | $456 | $456 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,964 | $4,293 | $5,731 |
Total Monthly Payment | $4,512 | $4,841 | $6,279 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.