Discover this beautifully renovated 2 bedroom, 1 bath ranch sited on a . 41 acre lot. The home is located in an in-town neighborhood on a cul-de-sac street keeping the traffic to a minimum. The updated kitchen is sure to please the cook of the family with lovely white shaker cabinets, granite countertops, stainless appliances and a built-in dining table. You will find newer LVP flooring in the kitchen which flows down the hall and the living room and both bedrooms have hardwood floors so no carpet to worry about. Two good size bedrooms and an updated full bath complete the main level of the home. A large screened porch has direct access to the garage and house and is the perfect escape to chill out after a long day at work. It overlooks the backyard and has a side door for easy access to the outside. There is a full basement with laundry hookups, storage cabinets and extra space for whatever your needs may be. The yard is large and level offering the perfect areas for entertaining, gardening or space to enclose for a pet. Close to shopping, entertainment and dining in beautiful downtown Lancaster. Make sure to add this property to your "must see" list.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $223,200 | $223,200 | $223,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $269 | $269 | $269 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,504 | $1,483 | $1,882 |
Total Monthly Payment | $1,848 | $1,827 | $2,226 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.