Welcome to Ironwood, a vibrant 55+ community where this beautiful property offers an inviting lifestyle at an attractive price point. Imagine living on the ground floor unit on the golf course. Step inside this spacious first-floor end-unit, featuring 2 bedrooms, 2 bathrooms, and luxury vinyl flooring throughout for a fresh, modern look. The primary bedroom offers ample storage with both a walk-in and additional closet, while the updated open-concept kitchen is equipped with solid wood cabinets, stainless steel appliances, and granite countertops. Relax and take in captivating views of the Ironwood/Pinebrook public golf course from your glass-enclosed lanai. The community offers shared laundry facilities just a short walk away in a secured laundry room, but the unit provides the option to hook up a portable washer and dryer to the kitchen sink, with ample space available next to the counter for added convenience. A covered assigned parking space is right next to the sidewalk and walks right up to the unit. This condo is nestled in Ironwood’s meticulously maintained seven-story 'M' Building. It received a new roof in 2018, was freshly painted in 2023, and sustained no hurricane damage, ensuring no special assessments are anticipated. There are an array of amenities. Residents can enjoy Pinebrook’s screened-in pool, sauna, billiards, shuffleboard, and exercise room or participate in social events at the clubhouse. Additional conveniences include an assigned covered parking space. Enjoy nearby walking and biking trails or perfect your swing at the Pinebrook Ironwood Golf Course. Centrally located, this condo is just a short drive to the stunning Gulf beaches, providing a seamless blend of coastal living and vibrant community life. This residence offers comfort and convenience. All disclosures are attached. Please submit all offers on FR/FB with Proof of funds and Pre-approval letter.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $196,800 | $196,800 | $196,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $23 | $23 | $23 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,359 | $1,326 | $1,674 |
Total Monthly Payment | $1,457 | $1,424 | $1,772 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.