Charming 3 bedroom split plan home with large yard in lovely Spring Oaks! NO REQUIRED HOA! **Lots of New: 2023: Architectural shingle roof, exterior main electrical panel 2022: Guest Bath renovation 2021: Mailbox 2020: HVAC, double front doors, exterior paint & driveway 2019: Garage door opener 2018: Water Heater, Interior electrical panel! ** THIS HOME IS A NATURAL LIGHT LOVERS DREAM! Attractive curb appeal offers modern exterior color, 2 car garage, open paver patio and beautiful covered double door entry with wrought iron detail! Welcoming foyer entry offers laminate floors and wall of closets offering lots of storage! Generous primary suite showcases laminate flooring, roomy walk-in closet, en-suite bath with vanity area offering a single sink plus private commode with tiled shower stall and additional vanity with sink! Inviting living room offers lots of space to gather, recessed lights, laminate floor and windows with yard views! Dining space off both living room and kitchen has wrought iron rail details, recessed lights & a sliding glass door to the patio & yard! Sunny and bright kitchen showcases neutral colors, tile floor, lots of cabinets and counter space, sink with window offering lots of light & yard views, complete appliance package including stainless steel Whirlpool refrigerator with water/ice in the door plus cabinet pantry, breakfast bar to family room & French door to patio! Spacious family room off kitchen has laminate floors, large set of windows, recessed lights and has enough space it could even be used as an additional dining space too! Split floor plan offers the ultimate privacy between the primary suite and guest rooms which are neutral, have laminate floors and share updated bath with modern gray rectangle floor tile, vanity with decorative framed mirror, tiled tub/shower combination, dual flush toilet & vent fan! NO CARPET HERE! Relax out back on open patio that overlooks sprawling backyard loaded with possibilities! Fantastic location with easy access to 436, 434, I4, top rated schools, Publix, Advent Health Hospital, Uptown Altamonte, Altamonte Mall and so much shopping & dining to choose from! Westmonte Community Park is right around the corner (1 mile) loaded with amenities including but not limited to a playground, pavilion, pools, basketball, pickleball, tennis and more! If that isn’t enough, the Seminole-Wekiva Trail is only 1 mile away plus Sanlando Softball Complex and Sanlando Park among others are nearby! Between the location and optional HOA, this is not one to miss!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,920 | $311,920 | $311,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $221 | $221 | $221 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,128 | $2,073 | $2,674 |
Total Monthly Payment | $2,423 | $2,368 | $2,969 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.